Terms of Service
These terms govern your use of choiker.com. Please read them carefully before using our educational content and tools.
1. Acceptance of terms
By accessing or using choiker.com (the "Site"), you agree to these Terms of Service. If you do not agree, please discontinue use of the Site.
2. Educational purpose only
All content published on the Site, including articles, worksheets, and lessons, is provided for general informational and educational purposes only. It does not constitute financial, investment, tax, legal, or professional advice, and should not be relied upon as such. Always consult a qualified professional before making financial decisions.
3. No paid services
choiker does not sell products, subscriptions, or advisory services. Any third-party links referenced on the Site are provided for reference only, and their inclusion does not imply endorsement.
4. Use of the Site
You agree to use the Site only for lawful purposes and in a way that does not infringe the rights of others or restrict anyone else's use of the Site. You may not attempt to gain unauthorized access to any part of the Site or its underlying systems.
5. Intellectual property
Unless otherwise noted, all text, graphics, and worksheets on the Site are the property of choiker and are provided for personal, non-commercial use. You may download or print materials for your own reference, but may not republish or redistribute them commercially without our written permission.
6. Accuracy of content
We aim to keep our content accurate and up to date, but we make no warranties about the completeness, reliability, or accuracy of any information on the Site. Budgeting practices, regulations, and financial products can change over time.
7. Limitation of liability
To the fullest extent permitted by law, choiker shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of, or inability to use, the Site or reliance on its content.
8. Third-party links
The Site may contain links to third-party websites for informational reference. We are not responsible for the content or practices of any linked sites.
9. Changes to these terms
We may revise these Terms of Service at any time. Continued use of the Site after changes are posted constitutes acceptance of the revised terms.
10. Contact us
Questions about these Terms of Service can be sent to info@choiker.com.